Personal Attention and Creative Efforts
"Thank you again for the outstanding service. Your personal attention and creative efforts to facilitate the sale and purchase were sincerely appreciated. We cannot emphasize enough how relaxing and enjoyable it was to get into the new house before Christmas, even though our house sale could not be completed until January." "We know that this couldn't have been accomplished without your help." "You have assembled a team that works seamlessly together."
Chris & Julie Robinson
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What house is thought to be the first one designed by Frank Lloyd Wright?
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| A |
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan. |
 See More Real Estate Trivia > |
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POSITIVE REALTY
The Nelson Torfin Real Estate Group
15244 State Hwy. 371
Baxter, MN 56425
Tel: 218-829-6233
Fax: 218-829-0097
Email: info@Lakehome.com
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-Margaret Mead   
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